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FinTechNZ

Explore the Future of Money – Private Innovation

The Future of Money – Private Innovation, Te Moni Anamata — Te Auahatanga explores the Reserve Bank of New Zealand’s (RBNZ) current assessment, including opportunities and risks this may offer Aotearoa New Zealand. 

Private innovation in money involves complex issues ranging from financial stability, to consumer protection, to anti-money laundering and other contentious policy areas.

Private innovation in money includes novel arrangements that claim to provide new forms of money or associated services, using new technologies, financial models or organisational forms.  For example, crypto assets, stablecoins and the use of distributed ledger technology (DLT) to tokenise bank deposits.

The RBNZ is seeking feedback on their assessment of:

  • the opportunities and risks posed by private innovation in money
  • how these innovations might impact our objectives as the steward of money
  • what regulatory responses could be required to help deliver those objectives in the context of private innovation in money.


Walk through the issues paper by watching an overview, reading the video transcript or downloading the Future of Money issues paper here. Please register your interest in attending a webinar in February or March, plus subscribe for updates. Then have your say on the future of money by 3 April 2023.

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